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Code
of Consumer Rights
We
adhere to the Code of Consumer Rights and
Responsibilities. As your broker, we will work
with you to place your business with whatever
company that you agree is best for you. We have no
allegiance to one particular company. All
of our insurance companies give us a contingent
commission of about 1 or 2% based on our
profitability, our sales performance, our losses
and our potential losses. It is important
therefore that we work with our clients to prevent
claims.
We
are paid on a commission basis from the insurance
companies. The commission is standard for all our
companies. Car and fleet policies range from 5% to
12.5% commission and all property and casualty
policies range from 10% to 25% commission.
Our
Brokerage Group has over 12,000 clients and we are
working hard to keep up with the new commercial
business that is referred to us due to our low
rates and personal service.
We
represent each of the following companies that are
available to you, our client.
AIG,
Aviva, AXA, Boiler Inspection, Citadel, Cowan,
Creechurch, Dominion of Canada, Eastern Marine,
Ecclesiastical Insurance, Economical, Encon,
Equine Insurance, Elliott Special Risks,
Federation, Grain Insurance, Genmark, Gerling
Global, ING, Kingsway, Lloyds of London, Markel,
Optimum Frontier, Pafco, Perth, Pilot, Premier
Marine, St. Paul, Sovereign General, Wawanesa,
York Fire and Zurich.
Every
major insurance company is represented in our
office. Some have better service and rates than
others. Most will niche market specific types of
business. |